THE SUNLIGHT TAX BLOG:

Tax and Money Education for Creative People, Freelancers and Solopreneurs

Joe Saul-Sehy of Stacking Benjamins: On Ruining His Credit & Teaching Money Skills with Humor

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In this episode of the Sunlight Tax Podcast, I sit down with Joe Saul-Sehy, host of the Stacking Benjamins Show, for a deep dive into the world of personal finance and the emotional side of money management. Joe shares insights from his journey writing a personal finance book, and we explore topics like budgeting strategies, creating financial systems that work, and learning from our biggest money mistakes.

We also discuss how mindset and emotions affect your money decisions, why community and accountability are essential for building wealth, and practical tips for artists and freelancers managing irregular income. Throughout the conversation, we highlight the importance of defining your financial goals, your core money values, and how having the right support network can help you actually achieve them.

Listen and Subscribe Here

In this episode of the Sunlight Tax Podcast, I sit down with Joe Saul-Sehy, host of the Stacking Benjamins Show, for a deep dive into the world of personal finance and the emotional side of money management. Joe shares insights from his journey writing a personal finance book, and we explore topics like budgeting strategies, creating financial systems that work, and learning from our biggest money mistakes.

We also discuss how mindset and emotions affect your money decisions, why community and accountability are essential for building wealth, and practical tips for artists and freelancers managing irregular income. Throughout the conversation, we highlight the importance of defining your financial goals, your core money values, and how having the right support network can help you actually achieve them.

Also mentioned in this episode:

06:23 Tools for Financial Management

07:22 Learning from Financial Mistakes

13:07 Navigating Financial Challenges

24:46 The Power of Timelines in Financial Planning

26:30 Defining 'Best' in Financial Goals

33:46 The Emotional Side of Money

44:41 Creating a Sustainable Income Strategy

Takeaways

  • Tech tools can simplify financial management.

  • Budgeting is essential for financial stability.

  • Personal stories of financial mistakes can be motivating.

  • Learning from financial advisors is key to success.

  • The emotional side of money impacts decision-making.

  • Defining financial goals helps prioritize spending.

  • Community support is vital for financial success.

  • Artists and Creatives need to value their work and manage income wisely.

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Links:

The Stacking Benjamins Show

Joe Saul-Sehy’s Book: Stacked

Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings

Check out my program, Money Bootcamp

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Get your free visual guide to tax deductions

Watch YouTube video version.

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Money Cheat Sheet for the Overwhelmed

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Today, I’m sharing an article I wrote where I give a practical financial overview and is a personal finance cheat sheet for anyone feeling overwhelmed with their finances and taxes.  

Listen to this episode to get some finance tips to help you feel more secure as an entrepreneur when it comes to your money.

LISTEN AND SUBSCRIBE HERE

Today, I’m sharing an article I wrote where I give a practical financial overview and is a personal finance cheat sheet for anyone feeling overwhelmed with their finances and taxes.  

Listen to this episode to get some finance tips to help you feel more secure as an entrepreneur when it comes to your money.

Also mentioned in today’s episode:

02:50  Understanding the Emotional Impact of Money

06:06  Basic Steps to Avoid Financial Disaster

08:55  Debt Management Strategies

12:37  Saving and Investing for the Future

15:52  Empowerment Through Financial Knowledge

Takeaways

  • Understanding the order of operations in personal finance is crucial.

  • Money often represents self-worth and security for many individuals.

  • Artists may feel disconnected from traditional financial systems but must navigate them.

  • Basic personal finance steps are universal and can empower individuals.

  • Avoiding financial disaster is the first step in personal finance.

  • Pay off high-interest debt first to regain financial control.

  • Prioritize retirement savings over children's college funds.

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Links:

My #1 Tip to Make Your Kid a Millionaire

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Get your free visual guide to tax deductions

Check out my program, Money Bootcamp

Watch YouTube video version

Read More

Money Talks: A Conversation with My Gen Alpha Daughter

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In this episode of the Sunlight Tax Podcast, I had the joy of interviewing my daughter, Farrah, about her very first job and everything she’s been learning about managing money. We talked about the excitement of earning her own income, the value of saving and starting a Roth IRA early, and how taxes work. We even touched on the idea of net worth. 

Farrah shared some really thoughtful insights about spending wisely and why she thinks financial education is so important for kids her age (Gen Alpha). It was also fascinating to see how her perspective reflects some of the generational shifts in how we think about money.

Listen and Subscribe Here

In this episode of the Sunlight Tax Podcast, I had the joy of interviewing my daughter, Farrah, about her very first job and everything she’s been learning about managing money. We talked about the excitement of earning her own income, the value of saving and starting a Roth IRA early, and how taxes work. We even touched on the idea of net worth. 

Farrah shared some really thoughtful insights about spending wisely and why she thinks financial education is so important for kids her age (Gen Alpha). It was also fascinating to see how her perspective reflects some of the generational shifts in how we think about money.

Also mentioned in today’s episode:

00:00  Introduction to Money Conversations

03:12  First Job and Earnings Insights

06:17  Understanding Roth IRA and Compound Interest

08:56  Navigating Taxes and Financial Responsibilities

11:43  Defining Net Worth and Wealth

15:36  Lessons on Spending and Saving

18:05  The Importance of Financial Education

19:08  Reflections on Generational Financial Preparedness

Takeaways

  • Farrah's first job was a significant milestone in her understanding of money.

  • Earning income brings excitement but also the responsibility to save.

  • A Roth IRA is a powerful tool for long-term savings due to compound interest.

  • Understanding taxes is crucial, as they are a personal responsibility.

  • Saving money requires discipline and foresight, especially for young people.

  • Teaching kids about money management can empower them for the future.

  • Generational differences exist in financial preparedness and knowledge.

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Links:

My #1 Tip to Make Your Kid a Millionaire

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Get your free visual guide to tax deductions

Check out my program, Money Bootcamp

Watch YouTube video version

Read More
Sunlight Podcast, Personal Finance Hannah Cole Sunlight Podcast, Personal Finance Hannah Cole

Year End Savings: Charitable Deductions

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Today, I’m continuing my series about year-end tax saving tips and talking about charitable contributions and their tax implications for self-employed individuals including strategies for maximizing your charitable contributions. 

Listen to this episode to get all the information you need to maximize your charitable donations and to learn the tax limitations of donating your creative work.  

Listen and Subscribe Here

Today, I’m continuing my series about year-end tax saving tips and talking about charitable contributions and their tax implications for self-employed individuals including strategies for maximizing your charitable contributions. 

 

Listen to this episode to get all the information you need to maximize your charitable donations and to learn the tax limitations of donating your creative work.  

 

Also mentioned in today’s episode: 

  • Itemized deductions vs. standard deductions 2:30

  • Strategies for maximizing your charitable contributions 12:44

  • Donating creative work and tax implications 15:03

 

If you enjoyed this episode, please rate, review and share it! 


Links:

Qualified tax exempt organization search

Mutual Aid: All the Tax Info You Need

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3 Keys to Unlock Your Money Mindset

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Today, I’m talking about the emotional and psychological challenges of navigating money as a self-employed individual and sharing my own personal experiences with money mindset struggles while giving you some tips on how you can push past these mindset blocks. 

Join me in this episode to learn the 3 keys on how to shift your mindset away from thinking negatively about money and gain some practical advice on how to improve your money skills.

Listen and subscribe here

Today, I’m talking about the emotional and psychological challenges of navigating money as a self-employed individual and sharing my own personal experiences with money mindset struggles while giving you some tips on how you can push past these mindset blocks. 

 

Join me in this episode to learn the 3 keys on how to shift your mindset away from thinking negatively about money and gain some practical advice on how to improve your money skills.

 

Also mentioned in today’s episode: 

  • Setting boundaries and overcoming guilt 2:30

  • Understanding the neutrality of money 11:40

  • The 3 keys to shifting your money mindset 19:10

 

If you enjoyed this episode, please rate, review and share it! 

Links:

My program: Money Bootcamp.

Watch YouTube video version.

Read More

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