THE SUNLIGHT TAX BLOG:

Tax and Money Education for Creative People, Freelancers and Solopreneurs

The One Habit That Gets You to Financial Security

Listen and Subscribe Here

In this episode of the Sunlight Tax podcast, I reveal the #1 habit that sets successful freelancers apart: consistent saving. Discover why saving is like a muscle you need to train, how small, steady contributions to retirement accounts can snowball into long-term financial security, and why waiting for the "perfect" moment to save holds you back.

I share my personal journey, real success stories from my community, and practical tips to overcome the psychological barriers that keep many creatives and freelancers from building wealth. Whether you’re just starting out or have been self-employed for years, you’ll learn how to take imperfect but powerful action toward your financial goals and harness the power of compound interest to create a more secure future.

If you’ve ever felt behind on saving, this episode will give you the motivation and strategy you need to start today.

Listen and Subscribe Here

In this episode of the Sunlight Tax podcast, I reveal the #1 habit that sets successful freelancers apart: consistent saving. Discover why saving is like a muscle you need to train, how small, steady contributions to retirement accounts can snowball into long-term financial security, and why waiting for the "perfect" moment to save holds you back.

I share my personal journey, real success stories from my community, and practical tips to overcome the psychological barriers that keep many creatives and freelancers from building wealth. Whether you’re just starting out or have been self-employed for years, you’ll learn how to take imperfect but powerful action toward your financial goals and harness the power of compound interest to create a more secure future.

If you’ve ever felt behind on saving, this episode will give you the motivation and strategy you need to start today.

Also mentioned in this episode:

01:11 The Key Habit of Successful Freelancers

03:40 Overcoming Perfectionism in Saving

06:37 The Power of Consistent Savings

09:12 Building a Safety Net with Small Contributions

11:51 The Psychology of Financial Habits

14:54 Real Success Stories from the Community

18:26 The Importance of Habits Over Windfalls

21:10 Encouragement and Resources for Financial Security

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Links:

Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings

Check out my program, Money Bootcamp

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Get your free visual guide to tax deductions

Check out my program, Money Bootcamp

Watch YouTube video version

Read More

Your January Checklist for Easier Taxes

Listen and Subscribe Here

Today, I’m giving you a comprehensive January checklist to help organize your taxes if you’re self-employed so that you can have a headstart on your taxes for 2025.  

Tune in to this episode to get a strong start to the tax year and put systems in place to simplify your tax preparation process.

Listen and Subscribe Here

Today, I’m giving you a comprehensive January checklist to help organize your taxes if you’re self-employed so that you can have a headstart on your taxes for 2025.  

 

Tune in to this episode to get a strong start to the tax year and put systems in place to simplify your tax preparation process.

 

Also mentioned in today’s episode:  

  • Why you should check your odometer now 2:11

  • Issuing 1099’s and estimated tax payments 6:48

  • Maintaining business bank accounts and receipts 10:45

 

If you enjoyed this episode, please rate, review and share it! 

Links:

Check out my program, Money Bootcamp.

Watch YouTube video version.

Read More

Year-End Savings: Business Expenses

Listen and Subscribe Here

Today, I’m continuing my series about year-end tax saving tips and giving you some strategies on how you can maximize your tax deductions as an entrepreneur using business expenses. 

Join me in this informative episode to learn how you can prioritize your bookkeeping and accelerate your expenses to make sure you get the most out of your tax deductions this upcoming year. 

Listen and Subscribe Here

Today, I’m continuing my series about year-end tax saving tips and giving you some strategies on how you can maximize your tax deductions as an entrepreneur using business expenses. 

 

Join me in this informative episode to learn how you can prioritize your bookkeeping and accelerate your expenses to make sure you get the most out of your tax deductions this upcoming year. 

 

Also mentioned in today’s episode: 

  • The importance of bookkeeping 2:25

  • Expense acceleration tips 14:14

  • Year end spending recommendations 21:46

 

If you enjoyed this episode, please rate, review and share it! 

Links:

Free mini-course on the new LLC report

Watch YouTube video version

Read More

Year-End Savings: IRA vs 401k: Fund the 401k First

Listen and Subscribe Here

Today, I’m continuing my series about year-end tax tips and discussing why it’s so important to contribute to tax-advantaged retirement accounts. I’m diving into the differences between 401k’s, traditional and Roth IRAs, as well as the SEP IRA option for self-employed individuals.

Join me in this important episode to learn how you can maximize your tax savings and retirement contributions.

Listen and Subscribe Here

Today, I’m continuing my series about year-end tax tips and discussing why it’s so important to contribute to tax-advantaged retirement accounts. I’m diving into the differences between 401k’s, traditional and Roth IRAs, as well as the SEP IRA option for self-employed individuals.

 

Join me in this important episode to learn how you can maximize your tax savings and retirement contributions.

 

Also mentioned in today’s episode: 

  • 401k and 403b accounts 4:43

  • IRA contribution limits and tax benefits 7:13

  • Deadlines and contribution strategies 9:38

 

If you enjoyed this episode, please rate, review and share it! 

 

Links:

IRA income caps

Free Class: https://go.sunlighttax.com/free

Watch YouTube video version

Read More

Save Money at Year-End: Healthcare

Listen and Subscribe Here

Today, I’m chatting about healthcare related year-end tax planning strategies that you can use to save money if you are self-employed. I’m diving into the differences between Flexible Spending Accounts and Health Savings Accounts including the benefits and how you can maximize your contributions.

Join me in this episode to learn how you can make sure you’re making the most of your healthcare savings as the end of the year approaches.  

Listen and Subscribe Here

Today, I’m chatting about healthcare related year-end tax planning strategies that you can use to save money if you are self-employed. I’m diving into the differences between Flexible Spending Accounts and Health Savings Accounts including the benefits and how you can maximize your contributions.

 

Join me in this episode to learn how you can make sure you’re making the most of your healthcare savings as the end of the year approaches.  

 

Also mentioned in today’s episode: 

  • Flexible Spending Accounts 5:50

  • Health Savings Accounts 9:10 

  • Maximizing your HSA benefits 16:05

 

If you enjoyed this episode, please rate, review and share it! 

Links:

Join my Program: https://www.sunlighttax.com/moneybootcampimpact

Watch YouTube video version

Read More

What are your money concerns?
Suggest a blog topic for Hannah here.